Czech Export Bank (hereinafter only "CEB") takes the protection of
personal information particularly seriously. When processing personal
information CEB complies with valid legislation (for example Act No. 101/2000 Coll.
on personal information protection, Act No. 21/1992 on banks, and so on) and
pays particular attention to ensuring the confidentiality of any personal
information it obtains.
The purpose of personal information processing
CEB processes personal information:
- For the purpose of processing stipulated
by a special Act or necessary for the performance of obligations
stipulated by a special Act (for example Act No. 21/1992 Coll. on banks, as
amended, Act No. 563/1991 Coll. on bookkeeping, as amended, Act No.
65/1965 Coll., the Labour Code, as amended, Act No. 61/1996 Coll. on
selected measures against the legalisation of the proceeds of crime and on
the amendment and supplementation of related Acts, as amended);
- For negotiations relating to the
conclusion of a contractual relationship;
- For the purpose of performing a contract
concluded with the informant;
- With the agreement of natural persons;
For the purposes of banking
transactions CEB processes the following personal information of natural
persons: name, surname, place of residence, date of birth, address, e-mail
address, company identification number and, in exceptional cases in connection
with verifying the solvency of the client, the personal identification number.
CEB acquires and processes personal
information about natural persons (with the exception of sensitive information)
necessary so that the banking transaction may be carried out without
unreasonable legal and material risks for CEB. CEB also processes personal
information about its current and potential employees. This information is
acquired and processed by authorised employees of CEB who are obligated to
comply with legislation regarding the protection of the private and personal
lives of natural persons.
CEB provides personal information:
- To state authorities or other subjects as
part of its compliance with its legal obligations stipulated through
special legislation (e.g. Act No. 21/1992 Coll. on banks, Act No. 61/1996 Coll.
on selected measures against the legalisation of the proceeds of crime and
on the amendment and supplementation of related Acts and so on),
- To banks and other subjects as stipulated
by a special Act (see Section 38 of Act No. 21/1992 Coll. on banks),
- To other subjects if this is essential to
protect CEB's rights (e.g. insurers, courts, bailiffs, auctioneers and so
on), while the amount of personal information provided is restricted to information
essential for the claim in question to be successfully exercised.
CEB retains personal information
only for the period essential for the purpose for which it was processed. After
this period expires such personal information may only be retained by CEB for
A natural person who provides CEB with personal
information has the right to access to the personal information he provides and
is entitled to request CEB in writing to provide information about his personal
information that the bank has on record. CEB will provide this information for
a reasonable fee. Pursuant to the provisions of Section 37 paragraph 3 of Act
No. 21/1992 Coll. on banks, as amended, CEB is not obliged to provide such
information free of charge.